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If you're going to utilize a small-cap index like the Russell 2000, you could want to stop briefly and consider why a great index fund company, like Lead, doesn't have any funds that follow it. The factor is because it's a poor index.
I haven't also dealt with the straw guy here yet, which is the reality that it is fairly unusual that you actually need to pay either taxes or considerable commissions to rebalance anyhow. I never ever have. Most smart investors rebalance as long as feasible in their tax-protected accounts. If that isn't quite adequate, early collectors can rebalance simply making use of brand-new payments.
And of training course, nobody ought to be purchasing packed shared funds, ever. It's truly also negative that IULs do not function.
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